Our vision is to provide the efficient and innovative financial solutions to our clients to improve their financial management and to achieve their objectives.
MARLO (short for “Maritime Loans”) was founded by a group of entrepreneurs with backgrounds in shipping, banking and risk management. The idea to create a lending marketplace for maritime was born out of a desire to help small shipping companies raise capital efficiently through technology.
With the tightening of regulations, banks have dramatically scaled back funding to the maritime sector. However, despite its size and history, shipping has always been looked at as an esoteric asset class by institutional investors, resulting in mispricing of risk and the infamous label, “lender of last resort.” Increasing compliance requirements also mandates that lenders have to be ever more vigilant on who they are doing business with.
MARLO is our solution to bridging this gap between lenders and borrowers, beginning with working capital loans. Our unique approach utilizes real-time operational data along with conventional financial analysis to create a more, comprehensive approach to maritime lending.
Continually monitoring a working capital loan through every important operational and financial milestone is a surprisingly complicated procedure. MARLO empowers lenders to get an objective view on the ongoing risks associated with their loans.